Bankers Trust Company
Des Moines, IA · Cert 953 · Peer group: banks $1B-$10B in assets (n=322-328) · BTC Financial Corp.
State charter, non-member · FDIC · 21 branches
Q2 2026
$7.8BAssets
$6.0BLoans
$6.7BDeposits
$743.2MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of banks $1B-$10B in assets (rank 105 of 322).
- Widest gap: net interest margin trails 87% of banks $1B-$10B in assets (rank 287 of 328).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
1.05%
Rank 216 of 328
Net Interest Margin
2.72%
Rank 287 of 328
Efficiency Ratio
58.51%
Rank 150 of 328
Equity / Assets
9.49%
Rank 220 of 328
Non-interest income vs. expense
Unfavorable gap of $107.0M · efficiency ratio beats 55% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.05% | 0.91% | 1.22% | 1.52% | Beats 34% | 216 / 328 | | |
| Return on Equity | 11.02% | 8.43% | 11.45% | 14.43% | Beats 45% | 179 / 328 | | |
| Net Interest Margin | 2.72% | 3.03% | 3.45% | 3.83% | Beats 13% | 287 / 328 | | |
| Efficiency Ratio | 58.51% | 51.61% | 59.56% | 67.53% | Beats 55% | 150 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.24% | 0.51% | 1.03% | Beats 68% | 105 / 322 | | |
| Net Charge-Offs / Loans | 0.03% | 0.01% | 0.03% | 0.10% | Beats 49% | 165 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 11.03% | 11.75% | 13.15% | 15.47% | Beats 16% | 276 / 328 | | |
| Total Risk-Based Capital Ratio | 12.25% | 12.63% | 14.15% | 16.46% | Beats 21% | 258 / 328 | | |
| Equity / Assets | 9.49% | 9.15% | 10.33% | 12.01% | Beats 33% | 220 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 89.69% | 76.63% | 87.92% | 95.36% | 54th pctl | 149 / 323 | | |
| Loans / Assets | 76.91% | 65.18% | 74.15% | 79.98% | 63rd pctl | 122 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |