Ohio Educational
Cleveland, OH · Charter 95107 · Peer group: credit unions under $1B in assets in the Cleveland, OH area (n=39)
NCUA · 5 branches
Q2 2026
$156.5MAssets
$107.9MLoans
$140.9MShares
$13.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 79% of credit unions under $1B in assets in the Cleveland, OH area (rank 8 of 39).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in the Cleveland, OH area (rank 39 of 39).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.49%
Rank 20 of 39
Net Interest Margin
4.33%
Rank 8 of 39
Efficiency Ratio
90.79%
Rank 29 of 39
Equity / Assets
8.36%
Rank 39 of 39
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.49% | 0.13% | 0.49% | 0.87% | Beats 49% | 20 / 39 | | |
| Return on Equity | 5.87% | 1.01% | 4.09% | 7.61% | Beats 69% | 12 / 39 | | |
| Net Interest Margin | 4.33% | 3.28% | 3.83% | 4.18% | Beats 79% | 8 / 39 | | |
| Efficiency Ratio | 90.79% | 76.45% | 81.64% | 91.75% | Beats 28% | 29 / 39 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.15% | 0.61% | 1.88% | Beats 74% | 12 / 39 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.36% | 10.00% | 12.89% | 19.36% | Beats 0% | 39 / 39 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.36% | 10.00% | 12.89% | 19.36% | Beats 0% | 39 / 39 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.58% | 45.46% | 53.28% | 74.29% | 85th pctl | 6 / 39 | | |
| Loans / Assets | 68.96% | 36.24% | 44.98% | 63.66% | 87th pctl | 5 / 39 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |