Blackhawk Area
Savanna, IL · Charter 95042 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$39.1MAssets
$30.8MLoans
$34.5MShares
$5.3MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 84% of credit unions under $1B in assets (rank 271 of 1682).
- Widest gap: efficiency ratio trails 75% of credit unions under $1B in assets (rank 1259 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.62%
Rank 990 of 1,683
Net Interest Margin
4.33%
Rank 416 of 1,683
Efficiency Ratio
86.89%
Rank 1,259 of 1,682
Equity / Assets
13.42%
Rank 758 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.62% | 0.35% | 0.74% | 1.18% | Beats 41% | 990 / 1,683 | |
| Return on Equity | 4.61% | 2.67% | 5.89% | 8.74% | Beats 41% | 1,000 / 1,681 | |
| Net Interest Margin | 4.33% | 3.31% | 3.82% | 4.32% | Beats 75% | 416 / 1,683 | |
| Efficiency Ratio | 86.89% | 68.91% | 78.20% | 86.93% | Beats 25% | 1,259 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.13% | 0.26% | 0.65% | 1.29% | Beats 84% | 271 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.42% | 10.44% | 12.89% | 16.53% | Beats 55% | 758 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.42% | 10.44% | 12.89% | 16.53% | Beats 55% | 758 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 89.26% | 52.61% | 69.38% | 83.50% | 85th pctl | 255 / 1,683 | |
| Loans / Assets | 78.73% | 44.71% | 59.18% | 70.72% | 90th pctl | 174 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |