Nusenda
Albuquerque, NM · Charter 948 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 31 branches
Q2 2026
$5.0BAssets
$3.4BLoans
$4.4BShares
$453.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 80% of credit unions $1B-$10B in assets (rank 88 of 435).
- Widest gap: equity / assets trails 89% of credit unions $1B-$10B in assets (rank 388 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.76%
Rank 240 of 435
Net Interest Margin
3.81%
Rank 88 of 435
Efficiency Ratio
75.03%
Rank 276 of 435
Equity / Assets
9.03%
Rank 388 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.76% | 0.55% | 0.81% | 1.14% | Beats 45% | 240 / 435 | |
| Return on Equity | 8.45% | 5.12% | 7.41% | 9.70% | Beats 63% | 161 / 435 | |
| Net Interest Margin | 3.81% | 3.01% | 3.39% | 3.75% | Beats 80% | 88 / 435 | |
| Efficiency Ratio | 75.03% | 65.25% | 71.39% | 77.86% | Beats 37% | 276 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.79% | 0.45% | 0.69% | 1.05% | Beats 42% | 252 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.03% | 9.81% | 10.84% | 12.63% | Beats 11% | 388 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.03% | 9.81% | 10.84% | 12.63% | Beats 11% | 388 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 78.34% | 78.33% | 88.38% | 95.61% | 25th pctl | 326 / 435 | |
| Loans / Assets | 68.52% | 67.69% | 74.58% | 80.80% | 27th pctl | 318 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |