PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Key Bank of Oregon

Portland, OR · Cert 9477

FDIC

Q1 1997

$3.0BAssets
$2.4BLoans
$2.4BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.58%, up 1 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 98.53% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

1.58%+1 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets1.43%1.47%1.54%1.57%1.56%1.44%1.53%1.58%+1 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)6.33%5.22%-3.14%-3.33%0.05%1.84%8.40%7.98%+1,131 bps
Loan Growth (YoY)13.24%10.10%0.93%0.04%2.08%4.78%11.27%8.27%+823 bps
Deposit Growth (YoY)4.66%3.50%4.61%-1.32%-3.59%-1.71%-1.15%1.77%+308 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits91.01%92.64%89.84%92.61%96.36%98.75%101.13%98.53%+592 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a