PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Wilkata Employees

Kearny, NJ · Charter 9460

Q2 1996

$684KAssets
$297KLoans
$634KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 2.80%, down 215 bps year over year.
  • Asset quality: problem loans at 10.27% of loans (+750 bps YoY).
  • Funding: loans stand at 46.78% of shares as of Q2 1996.

Return on Assets (quarter, annualized)

2.80%-215 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets4.95%5.16%5.01%0.26%2.80%-215 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-10.51%n/an/a
Loan Growth (YoY)n/an/an/an/a-31.37%n/an/a
Share Growth (YoY)n/an/an/an/a-5.69%n/an/a
Asset Quality
Delinquent Loans / Loans2.77%4.76%9.22%13.00%10.27%+750 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans2.54%0.50%1.04%11.25%8.42%+587 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares64.28%67.47%59.45%57.09%46.78%-1,750 bps
Liquid Assets / Assets37.38%38.07%41.51%48.70%49.07%+1,169 bps