Savannah Schools
Savannah, GA · Charter 9408 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$45.4MAssets
$13.7MLoans
$39.8MShares
$5.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 34% of credit unions under $1B in assets (rank 1104 of 1683).
- Widest gap: efficiency ratio trails 80% of credit unions under $1B in assets (rank 1348 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
0.31%
Rank 1,302 of 1,683
Net Interest Margin
3.50%
Rank 1,126 of 1,683
Efficiency Ratio
88.96%
Rank 1,348 of 1,682
Equity / Assets
11.29%
Rank 1,104 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.35% | 0.74% | 1.18% | Beats 23% | 1,302 / 1,683 | | |
| Return on Equity | 2.77% | 2.67% | 5.89% | 8.74% | Beats 26% | 1,244 / 1,681 | | |
| Net Interest Margin | 3.50% | 3.31% | 3.82% | 4.32% | Beats 33% | 1,126 / 1,683 | | |
| Efficiency Ratio | 88.96% | 68.91% | 78.20% | 86.93% | Beats 20% | 1,348 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.29% | 0.26% | 0.65% | 1.29% | Beats 25% | 1,263 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.29% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,104 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.29% | 10.44% | 12.89% | 16.53% | Beats 34% | 1,104 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 34.33% | 52.61% | 69.38% | 83.50% | 7th pctl | 1,563 / 1,683 | | |
| Loans / Assets | 30.07% | 44.71% | 59.18% | 70.72% | 8th pctl | 1,550 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |