United Members
Tulsa, OK · Charter 9248 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$10.4MAssets
$3.0MLoans
$8.5MShares
$1.9MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 83% of credit unions under $1B in assets (rank 294 of 1683).
- Widest gap: net interest margin trails 83% of credit unions under $1B in assets (rank 1394 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.48%
Rank 1,159 of 1,683
Net Interest Margin
3.09%
Rank 1,394 of 1,683
Efficiency Ratio
83.96%
Rank 1,134 of 1,682
Equity / Assets
18.62%
Rank 294 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.48% | 0.35% | 0.74% | 1.18% | Beats 31% | 1,159 / 1,683 | | |
| Return on Equity | 2.58% | 2.67% | 5.89% | 8.74% | Beats 24% | 1,281 / 1,681 | | |
| Net Interest Margin | 3.09% | 3.31% | 3.82% | 4.32% | Beats 17% | 1,394 / 1,683 | | |
| Efficiency Ratio | 83.96% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,134 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.26% | 0.65% | 1.29% | Beats 82% | 312 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.62% | 10.44% | 12.89% | 16.53% | Beats 83% | 294 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.62% | 10.44% | 12.89% | 16.53% | Beats 83% | 294 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 36.01% | 52.61% | 69.38% | 83.50% | 8th pctl | 1,548 / 1,683 | | |
| Loans / Assets | 29.24% | 44.71% | 59.18% | 70.72% | 7th pctl | 1,562 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |