Neighbors
Baton Rouge, LA · Charter 9229 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
$1.4BAssets
$1.2BLoans
$1.2BShares
$156.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 56% of credit unions $1B-$10B in assets (rank 193 of 435).
- Widest gap: return on equity trails 90% of credit unions $1B-$10B in assets (rank 393 of 435).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.30%
Rank 390 of 435
Net Interest Margin
3.13%
Rank 295 of 435
Efficiency Ratio
81.09%
Rank 374 of 435
Equity / Assets
11.07%
Rank 193 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.30% | 0.55% | 0.81% | 1.14% | Beats 10% | 390 / 435 | |
| Return on Equity | 2.71% | 5.12% | 7.41% | 9.70% | Beats 10% | 393 / 435 | |
| Net Interest Margin | 3.13% | 3.01% | 3.39% | 3.75% | Beats 32% | 295 / 435 | |
| Efficiency Ratio | 81.09% | 65.25% | 71.39% | 77.86% | Beats 14% | 374 / 435 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.25% | 0.45% | 0.69% | 1.05% | Beats 18% | 359 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.07% | 9.81% | 10.84% | 12.63% | Beats 56% | 193 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.07% | 9.81% | 10.84% | 12.63% | Beats 56% | 193 / 435 | |
| Liquidity & Funding |
| Loans / Deposits | 94.81% | 78.33% | 88.38% | 95.61% | 73rd pctl | 119 / 435 | |
| Loans / Assets | 83.70% | 67.69% | 74.58% | 80.80% | 87th pctl | 55 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |