Baton Rouge, LA · Charter 9229
NCUA · 12 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions $1B-$10B in assets (n=435). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
56
Asset Quality
18
Profitability
17
Liquidity
54
Efficiency
14
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Baton Rouge, LA · Charter 9229
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.34% | 0.47% | 0.36% | 0.29% | 0.30% | -4 bps | |
| Return on Equity | 2.97% | 4.03% | 3.12% | 2.60% | 2.71% | -27 bps | |
| Net Interest Margin | 3.24% | 3.32% | 3.23% | 3.06% | 3.13% | -11 bps | |
| Efficiency Ratio | 79.37% | 77.42% | 77.84% | 82.08% | 81.09% | +172 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -1.31% | -1.08% | 4.03% | 4.27% | 5.63% | +694 bps | |
| Loan Growth (YoY) | -0.28% | 1.83% | 0.41% | 2.98% | 7.36% | +764 bps | |
| Share Growth (YoY) | -0.06% | -0.12% | 4.09% | 3.98% | 5.54% | +560 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.66% | 1.58% | 1.60% | 1.21% | 1.25% | -41 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.42% | 11.59% | 11.40% | 11.06% | 11.07% | -35 bps | |
| Net Worth / Assets | 11.42% | 11.59% | 11.40% | 11.06% | 11.07% | -35 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 93.20% | 95.36% | 92.35% | 94.07% | 94.81% | +161 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Baton Rouge, LA · Charter 9229 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 12 branches
Q2 2026
Return on Assets
0.30%
Rank 390 of 435
Net Interest Margin
3.13%
Rank 295 of 435
Efficiency Ratio
81.09%
Rank 374 of 435
Equity / Assets
11.07%
Rank 193 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.30% | 0.55% | 0.81% | 1.14% | Beats 10% | 390 / 435 | |
| Return on Equity | 2.71% | 5.12% | 7.41% | 9.70% | Beats 10% | 393 / 435 | |
| Net Interest Margin | 3.13% | 3.01% | 3.39% | 3.75% | Beats 32% | 295 / 435 | |
| Efficiency Ratio | 81.09% | 65.25% | 71.39% | 77.86% | Beats 14% | 374 / 435 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 1.25% | 0.45% | 0.69% | 1.05% | Beats 18% | 359 / 435 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 11.07% | 9.81% | 10.84% | 12.63% | Beats 56% | 193 / 435 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 11.07% | 9.81% | 10.84% | 12.63% | Beats 56% | 193 / 435 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 94.81% | 78.33% | 88.38% | 95.61% | 73rd pctl | 119 / 435 | |
| Loans / Assets | 83.70% | 67.69% | 74.58% | 80.80% | 87th pctl | 55 / 435 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||