Pathfinder
Casper, WY · Charter 9148 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$68.6MAssets
$41.6MLoans
$61.2MShares
$7.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 82% of credit unions under $1B in assets (rank 307 of 1681).
- Widest gap: equity / assets trails 64% of credit unions under $1B in assets (rank 1072 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.13%
Rank 472 of 1,683
Net Interest Margin
4.28%
Rank 449 of 1,683
Efficiency Ratio
81.06%
Rank 984 of 1,682
Equity / Assets
11.55%
Rank 1,072 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.13% | 0.35% | 0.74% | 1.18% | Beats 72% | 472 / 1,683 | | |
| Return on Equity | 9.80% | 2.67% | 5.89% | 8.74% | Beats 82% | 307 / 1,681 | | |
| Net Interest Margin | 4.28% | 3.31% | 3.82% | 4.32% | Beats 73% | 449 / 1,683 | | |
| Efficiency Ratio | 81.06% | 68.91% | 78.20% | 86.93% | Beats 42% | 984 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.64% | 0.26% | 0.65% | 1.29% | Beats 50% | 834 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.55% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,071 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.55% | 10.44% | 12.89% | 16.53% | Beats 36% | 1,072 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.02% | 52.61% | 69.38% | 83.50% | 48th pctl | 878 / 1,683 | | |
| Loans / Assets | 60.70% | 44.71% | 59.18% | 70.72% | 54th pctl | 781 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |