Northern Trust Company, The
Chicago, IL · Cert 913 · Peer group: banks over $10B in assets (n=142-144) · Northern Trust Corp.
State charter, Fed member · FED · 58 branches
Q2 2026
$178.6BAssets
$43.8BLoans
$57.0BDeposits
$11.9BEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 94% of banks over $10B in assets (rank 9 of 142).
- Widest gap: equity / assets trails 97% of banks over $10B in assets (rank 140 of 144).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.46%
Rank 43 of 144
Net Interest Margin
1.64%
Rank 139 of 144
Efficiency Ratio
70.32%
Rank 130 of 144
Equity / Assets
6.69%
Rank 140 of 144
Non-interest income vs. expense
Unfavorable gap of $0.1B · efficiency ratio beats 10% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.46% | 1.00% | 1.26% | 1.54% | Beats 70% | 43 / 144 | |
| Return on Equity | 21.76% | 8.98% | 11.34% | 14.40% | Beats 92% | 11 / 144 | |
| Net Interest Margin | 1.64% | 2.82% | 3.31% | 3.68% | Beats 3% | 139 / 144 | |
| Efficiency Ratio | 70.32% | 49.42% | 56.02% | 62.41% | Beats 10% | 130 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.48% | 0.73% | 1.07% | Beats 89% | 16 / 142 | |
| Net Charge-Offs / Loans | 0.00% | 0.05% | 0.11% | 0.22% | Beats 94% | 9 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 11.83% | 12.07% | 12.98% | 14.92% | Beats 18% | 118 / 144 | |
| Total Risk-Based Capital Ratio | 13.90% | 13.39% | 14.14% | 16.25% | Beats 40% | 87 / 144 | |
| Equity / Assets | 6.69% | 9.69% | 11.39% | 12.96% | Beats 3% | 140 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 76.95% | 75.72% | 84.92% | 91.56% | 28th pctl | 103 / 143 | |
| Loans / Assets | 24.54% | 59.83% | 69.07% | 74.80% | 3rd pctl | 139 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |