Uniwyo
Laramie, WY · Charter 9089 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 7 branches
Q2 2026
$825.6MAssets
$532.3MLoans
$718.4MShares
$104.1MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 96% of credit unions under $1B in assets (rank 60 of 1681).
- Widest gap: net interest margin trails 57% of credit unions under $1B in assets (rank 952 of 1683).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
1.80%
Rank 132 of 1,683
Net Interest Margin
3.69%
Rank 952 of 1,683
Efficiency Ratio
59.78%
Rank 185 of 1,682
Equity / Assets
12.61%
Rank 891 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.80% | 0.35% | 0.74% | 1.18% | Beats 92% | 132 / 1,683 | |
| Return on Equity | 14.28% | 2.67% | 5.89% | 8.74% | Beats 96% | 60 / 1,681 | |
| Net Interest Margin | 3.69% | 3.31% | 3.82% | 4.32% | Beats 43% | 952 / 1,683 | |
| Efficiency Ratio | 59.78% | 68.91% | 78.20% | 86.93% | Beats 89% | 185 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.70% | 0.26% | 0.65% | 1.29% | Beats 48% | 873 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.61% | 10.44% | 12.89% | 16.53% | Beats 47% | 891 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.61% | 10.44% | 12.89% | 16.53% | Beats 47% | 891 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 74.09% | 52.61% | 69.38% | 83.50% | 59th pctl | 693 / 1,683 | |
| Loans / Assets | 64.47% | 44.71% | 59.18% | 70.72% | 62nd pctl | 645 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |