Bank of Moundville
Moundville, AL · Cert 9057 · Peer group: banks under $1B in assets (n=581-629) · Moundville Bancshares Inc.
State charter, non-member · FDIC · 1 branch
Q2 2026
$144.6MAssets
$58.7MLoans
$127.8MDeposits
$16.2MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 60% of banks under $1B in assets (rank 249 of 629).
- Widest gap: nonperforming loans / loans trails 97% of banks under $1B in assets (rank 566 of 581).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.38%
Rank 530 of 629
Net Interest Margin
2.43%
Rank 577 of 629
Efficiency Ratio
79.67%
Rank 479 of 629
Equity / Assets
11.20%
Rank 273 of 629
Non-interest income vs. expense
Unfavorable gap of $2.7M · efficiency ratio beats 24% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.38% | 0.60% | 1.01% | 1.45% | Beats 16% | 530 / 629 | |
| Return on Equity | 3.37% | 5.38% | 9.30% | 13.28% | Beats 17% | 525 / 629 | |
| Net Interest Margin | 2.43% | 3.03% | 3.54% | 4.05% | Beats 8% | 577 / 629 | |
| Efficiency Ratio | 79.67% | 58.35% | 67.79% | 79.08% | Beats 24% | 479 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.45% | 0.09% | 0.46% | 1.20% | Beats 3% | 566 / 581 | |
| Net Charge-Offs / Loans | 0.03% | n/a | 0.01% | 0.06% | Beats 37% | 366 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 15.10% | 11.24% | 13.84% | 18.77% | Beats 60% | 249 / 629 | |
| Total Risk-Based Capital Ratio | 15.10% | 11.58% | 14.43% | 19.66% | Beats 54% | 289 / 629 | |
| Equity / Assets | 11.20% | 9.09% | 10.65% | 13.80% | Beats 57% | 273 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 45.96% | 67.24% | 80.90% | 93.48% | 9th pctl | 542 / 594 | |
| Loans / Assets | 40.63% | 53.31% | 67.71% | 78.15% | 15th pctl | 535 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |