Mound City Bank
Platteville, WI · Cert 9037 · Peer group: banks under $1B in assets in WI (n=110-113) · Mound Cty Finl Services Inc.
State charter, non-member · FDIC · 6 branches
Q2 2026
$550.7MAssets
$434.2MLoans
$468.0MDeposits
$69.1MEquity
Executive Summary
- Strongest standing: return on assets outperforms 80% of banks under $1B in assets in WI (rank 23 of 113).
- Widest gap: net charge-offs / loans trails 67% of banks under $1B in assets in WI (rank 76 of 110).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.66%
Rank 23 of 113
Net Interest Margin
3.47%
Rank 65 of 113
Efficiency Ratio
54.61%
Rank 29 of 113
Equity / Assets
12.55%
Rank 35 of 113
Non-interest income vs. expense
Unfavorable gap of $8.1M · efficiency ratio beats 75% of banks under $1B in assets in WI | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.66% | 0.85% | 1.17% | 1.51% | Beats 80% | 23 / 113 | | |
| Return on Equity | 13.20% | 7.70% | 10.77% | 13.67% | Beats 70% | 34 / 113 | | |
| Net Interest Margin | 3.47% | 3.19% | 3.59% | 3.89% | Beats 42% | 65 / 113 | | |
| Efficiency Ratio | 54.61% | 54.61% | 62.43% | 71.88% | Beats 75% | 29 / 113 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.03% | 0.24% | 0.91% | Beats 61% | 44 / 110 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.00% | 0.01% | Beats 33% | 76 / 110 | | |
| Capital |
| Tier 1 Capital Ratio | 16.72% | 11.22% | 12.95% | 15.76% | Beats 78% | 25 / 113 | | |
| Total Risk-Based Capital Ratio | 17.97% | 11.57% | 13.59% | 16.73% | Beats 80% | 23 / 113 | | |
| Equity / Assets | 12.55% | 9.17% | 10.74% | 13.13% | Beats 69% | 35 / 113 | | |
| Liquidity & Funding |
| Loans / Deposits | 92.78% | 76.54% | 86.37% | 98.93% | 64th pctl | 40 / 112 | | |
| Loans / Assets | 78.84% | 63.07% | 71.33% | 78.84% | 74th pctl | 29 / 113 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |