Metairie, LA · Charter 8920
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.47% | -0.56% | 0.18% | -1.10% | -0.69% | -0.32% | 0.58% | 0.60% | +170 bps | |
| Return on Equity | -4.83% | -6.12% | 1.81% | -11.70% | -7.45% | -3.93% | 6.97% | 6.39% | +1,809 bps | |
| Net Interest Margin | 3.00% | 2.95% | 3.53% | 3.55% | 3.44% | 2.97% | 3.47% | 3.89% | +34 bps | |
| Efficiency Ratio | 106.98% | 107.59% | 91.72% | 91.23% | 93.25% | 92.66% | 84.27% | 85.41% | -582 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.73% | -4.79% | -8.92% | -9.68% | -4.32% | 6.91% | 16.62% | 5.90% | +1,558 bps | |
| Loan Growth (YoY) | -8.00% | -12.09% | -15.36% | -13.86% | -8.09% | -4.10% | -4.73% | -12.44% | +142 bps | |
| Share Growth (YoY) | -6.42% | -4.51% | -9.08% | -0.72% | -3.79% | 7.99% | 18.74% | 5.90% | +662 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.49% | 1.56% | 1.63% | 0.00% | 0.00% | 0.19% | 0.00% | 0.03% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.91% | 1.09% | 1.20% | 0.95% | 0.94% | 0.90% | 0.95% | 1.03% | +8 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.81% | 9.07% | 9.96% | 9.42% | 9.32% | 8.17% | 8.32% | 9.39% | -2 bps | |
| Net Worth / Assets | 9.81% | 9.07% | 9.96% | 9.42% | 9.32% | 8.17% | 8.32% | 9.39% | -2 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 57.24% | 52.15% | 55.03% | 55.12% | 54.68% | 46.31% | 44.15% | 45.58% | -954 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |