Longview, WA · Charter 89183
Q4 1996
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 4.34% | 4.97% | 5.19% | 5.71% | 5.11% | 4.34% | -63 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -20.16% | -13.72% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | -11.38% | -6.55% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -31.77% | -24.06% | n/a | |
| Asset Quality | ||||||||
| Delinquent Loans / Loans | 0.82% | 4.27% | 3.44% | 2.81% | 0.42% | 17.67% | +1,340 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 1.66% | 2.07% | +207 bps | |
| Capital | ||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||
| Loans / Shares | 48.29% | 52.42% | 56.49% | 61.59% | 62.72% | 64.51% | +1,209 bps | |
| Liquid Assets / Assets | 56.91% | 54.00% | 54.15% | 52.75% | 52.06% | 53.34% | -67 bps | |