Tacoma, WA · Charter 89179
Q2 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 5.00% | 4.86% | 5.75% | 4.95% | 5.36% | 5.05% | +18 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -9.77% | -11.80% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 19.72% | 13.61% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -13.15% | -14.54% | n/a | |
| Asset Quality | ||||||||
| Delinquent Loans / Loans | 5.62% | 3.10% | 2.15% | 0.63% | 1.30% | 0.52% | -257 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 1.57% | +157 bps | |
| Capital | ||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||
| Loans / Shares | 58.94% | 62.44% | 74.72% | 77.34% | 81.25% | 83.00% | +2,056 bps | |
| Liquid Assets / Assets | 25.22% | 27.71% | 20.01% | 19.37% | 22.78% | 14.94% | -1,277 bps | |