Sullivan Bank
Sullivan, MO · Cert 8892 · Peer group: banks $1B-$10B in assets (n=322-328) · Mid-Missouri Holding Co. Inc.
State charter, non-member · FDIC · 11 branches
Q2 2026
$1.4BAssets
$1.2BLoans
$1.2BDeposits
$119.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 74% of banks $1B-$10B in assets (rank 85 of 322).
- Widest gap: equity / assets trails 87% of banks $1B-$10B in assets (rank 285 of 328).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.09%
Rank 207 of 328
Net Interest Margin
3.27%
Rank 203 of 328
Efficiency Ratio
54.46%
Rank 114 of 328
Equity / Assets
8.56%
Rank 285 of 328
Non-interest income vs. expense
Unfavorable gap of $21.6M · efficiency ratio beats 66% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.09% | 0.91% | 1.22% | 1.52% | Beats 37% | 207 / 328 | | |
| Return on Equity | 12.71% | 8.43% | 11.45% | 14.43% | Beats 60% | 132 / 328 | | |
| Net Interest Margin | 3.27% | 3.03% | 3.45% | 3.83% | Beats 38% | 203 / 328 | | |
| Efficiency Ratio | 54.46% | 51.61% | 59.56% | 67.53% | Beats 66% | 114 / 328 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.45% | 0.24% | 0.51% | 1.03% | Beats 16% | 270 / 322 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.10% | Beats 74% | 85 / 322 | | |
| Capital |
| Tier 1 Capital Ratio | 11.52% | 11.75% | 13.15% | 15.47% | Beats 23% | 253 / 328 | | |
| Total Risk-Based Capital Ratio | 12.77% | 12.63% | 14.15% | 16.46% | Beats 27% | 239 / 328 | | |
| Equity / Assets | 8.56% | 9.15% | 10.33% | 12.01% | Beats 13% | 285 / 328 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.87% | 76.63% | 87.92% | 95.36% | 79th pctl | 69 / 323 | | |
| Loans / Assets | 84.97% | 65.18% | 74.15% | 79.98% | 91st pctl | 29 / 328 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |