Oklahoma City, OK · Charter 8890
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.16% | 0.33% | 0.27% | 0.36% | 0.16% | 0.19% | 0.14% | -0.28% | -63 bps | |
| Return on Equity | 1.04% | 2.11% | 1.73% | 2.24% | 1.02% | 1.19% | 0.84% | -1.62% | -385 bps | |
| Net Interest Margin | 3.23% | 3.41% | 3.46% | 3.52% | 3.49% | 3.60% | 3.95% | 4.07% | +56 bps | |
| Efficiency Ratio | 86.41% | 84.27% | 86.09% | 85.92% | 86.98% | 88.12% | 84.84% | 94.16% | +823 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 0.04% | -2.38% | -1.58% | -1.42% | 0.61% | 0.17% | -5.21% | -7.63% | -621 bps | |
| Loan Growth (YoY) | 1.18% | -1.60% | -2.71% | -3.49% | -5.45% | -3.12% | -4.22% | -0.47% | +302 bps | |
| Share Growth (YoY) | -4.06% | -2.12% | -2.25% | -1.69% | 1.61% | -2.09% | -6.75% | -9.03% | -733 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.38% | 0.02% | 0.00% | 0.23% | 0.23% | 0.29% | 0.48% | 1.36% | +114 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.43% | 15.78% | 15.80% | 15.93% | 15.66% | 15.95% | 16.84% | 17.12% | +119 bps | |
| Net Worth / Assets | 15.43% | 15.78% | 15.80% | 15.93% | 15.66% | 15.95% | 16.84% | 17.12% | +119 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 58.98% | 57.17% | 56.84% | 55.22% | 54.89% | 56.57% | 58.39% | 60.41% | +520 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |