Currie State Bank
Currie, MN · Cert 8833 · Peer group: banks under $1B in assets in MN (n=111-113) · Currie Bcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$100.0MAssets
$88.4MLoans
$88.3MDeposits
$10.7MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 79% of banks under $1B in assets in MN (rank 24 of 113).
- Widest gap: total risk-based capital ratio trails 90% of banks under $1B in assets in MN (rank 102 of 113).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.24%
Rank 52 of 113
Net Interest Margin
4.35%
Rank 24 of 113
Efficiency Ratio
61.48%
Rank 57 of 113
Equity / Assets
10.67%
Rank 51 of 113
Non-interest income vs. expense
Unfavorable gap of $2.6M · efficiency ratio beats 50% of banks under $1B in assets in MN | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.24% | 0.87% | 1.20% | 1.41% | Beats 54% | 52 / 113 | |
| Return on Equity | 11.59% | 8.92% | 11.27% | 13.99% | Beats 52% | 54 / 113 | |
| Net Interest Margin | 4.35% | 3.42% | 3.88% | 4.31% | Beats 79% | 24 / 113 | |
| Efficiency Ratio | 61.48% | 54.13% | 61.48% | 69.86% | Beats 50% | 57 / 113 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.96% | 0.09% | 0.58% | 1.82% | Beats 41% | 68 / 111 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.04% | Beats 50% | 57 / 111 | |
| Capital |
| Tier 1 Capital Ratio | 10.69% | 11.53% | 13.31% | 18.13% | Beats 12% | 100 / 113 | |
| Total Risk-Based Capital Ratio | 10.69% | 12.12% | 14.43% | 19.39% | Beats 10% | 102 / 113 | |
| Equity / Assets | 10.67% | 8.52% | 10.10% | 11.94% | Beats 55% | 51 / 113 | |
| Liquidity & Funding |
| Loans / Deposits | 100.17% | 62.08% | 77.32% | 88.06% | 88th pctl | 13 / 111 | |
| Loans / Assets | 88.43% | 55.01% | 66.35% | 75.50% | 94th pctl | 7 / 113 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |