Norfolk Community
Norfolk, MA · Charter 8828 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 1 branch
Q2 2026
$33.0MAssets
$18.8MLoans
$27.5MShares
$4.2MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 89% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 7 of 66).
- Widest gap: equity / assets trails 61% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 40 of 66).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.11%
Rank 14 of 66
Net Interest Margin
3.86%
Rank 16 of 66
Efficiency Ratio
68.43%
Rank 17 of 66
Equity / Assets
12.67%
Rank 40 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.11% | 0.38% | 0.59% | 1.00% | Beats 79% | 14 / 66 | | |
| Return on Equity | 8.75% | 2.62% | 4.89% | 6.39% | Beats 89% | 7 / 66 | | |
| Net Interest Margin | 3.86% | 2.83% | 3.27% | 3.84% | Beats 76% | 16 / 66 | | |
| Efficiency Ratio | 68.43% | 68.43% | 80.15% | 87.18% | Beats 76% | 17 / 66 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.08% | 0.48% | 1.18% | Beats 52% | 33 / 66 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.67% | 9.84% | 13.79% | 17.21% | Beats 39% | 40 / 66 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.67% | 9.84% | 13.79% | 17.21% | Beats 39% | 40 / 66 | | |
| Liquidity & Funding |
| Loans / Deposits | 68.48% | 50.73% | 71.54% | 81.61% | 45th pctl | 36 / 66 | | |
| Loans / Assets | 57.03% | 40.53% | 57.05% | 68.92% | 48th pctl | 34 / 66 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |