PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Security First National Bank

Alexandria, LA · Cert 8806

FDIC

Q2 2000

$253.1MAssets
$134.2MLoans
$207.4MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 1.52%, down 25 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 64.71% of deposits as of Q2 2000.

Return on Assets (YTD, annualized)

1.52%-25 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1998Q4 1998Q1 1999Q2 1999Q3 1999Q4 1999Q1 2000Q2 2000YoY ΔTrend
Earnings
Return on Assets2.14%1.99%1.57%1.77%1.76%1.95%1.93%1.52%-25 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)11.68%12.03%12.44%14.31%9.79%2.32%1.93%0.75%-1,355 bps
Loan Growth (YoY)19.74%17.65%15.38%15.33%12.62%10.99%10.01%8.63%-670 bps
Deposit Growth (YoY)8.96%12.80%9.89%12.17%8.80%0.38%2.95%-1.26%-1,343 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits58.33%55.29%55.91%58.83%60.38%61.13%59.74%64.71%+589 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a