Fayetteville, AR · Cert 8728 · Arvest Bank Group Inc.
State charter, Fed member · FED · 225 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks over $10B in assets (n=142 to 144). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
10
Asset Quality
32
Profitability
28
Liquidity
92
Efficiency
3
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Fayetteville, AR · Cert 8728 · Arvest Bank Group Inc.
State charter, Fed member · FED · 225 branches
Q2 2026
Market Position · Fayetteville-Springdale-Rogers, AR · 2026 SOD (annual) · 43.0% share · #1 of 42 inst. · $8.7B of $20.2B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.26% | 0.20% | 0.31% | 0.38% | 0.45% | 0.49% | 0.54% | 0.55% | +16 bps | |
| Return on Equity | 3.54% | 2.73% | 4.15% | 5.05% | 5.85% | 6.24% | 6.58% | 6.57% | +152 bps | |
| Net Interest Margin | 3.21% | 3.22% | 3.38% | 3.43% | 3.48% | 3.51% | 3.61% | 3.62% | +19 bps | |
| Efficiency Ratio | 87.28% | 88.35% | 86.08% | 84.97% | 84.01% | 83.77% | 83.03% | 81.46% | -350 bps | |
| Non-Interest Burden | 2.52% | 2.58% | 2.62% | 2.61% | 2.59% | 2.60% | 2.66% | 2.58% | -2 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.55% | -2.71% | 2.89% | 4.05% | 2.47% | 3.32% | 3.27% | 2.58% | -146 bps | |
| Loan Growth (YoY) | 4.89% | 5.02% | 8.93% | 8.73% | 8.18% | 8.12% | 6.55% | 7.03% | -170 bps | |
| Deposit Growth (YoY) | 9.38% | 8.89% | 3.80% | 5.07% | 3.38% | 2.61% | 2.81% | 1.89% | -318 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.76% | 0.81% | 0.81% | 0.87% | 0.83% | 0.82% | 0.90% | 0.86% | -1 bps | |
| Net Charge-Offs / Loans | 0.41% | 0.41% | 0.40% | 0.31% | 0.32% | 0.31% | 0.28% | 0.37% | +5 bps | |
| Allowance / Loans | 1.05% | 1.10% | 1.11% | 1.13% | 1.12% | 1.10% | 1.09% | 1.07% | -5 bps | |
| Allowance Coverage of NPLs | 1.4x | 1.4x | 1.4x | 1.3x | 1.4x | 1.3x | 1.2x | 1.2x | -0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 8.76% | 8.68% | 8.74% | 8.77% | 8.89% | 9.00% | 9.08% | 9.11% | +34 bps | |
| Total Risk-Based Capital | 12.28% | 12.24% | 12.29% | 12.31% | 12.39% | 12.46% | 12.59% | 12.48% | +17 bps | |
| Equity / Assets | 7.82% | 7.35% | 7.62% | 7.80% | 8.13% | 8.27% | 8.27% | 8.42% | +61 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 77.42% | 77.12% | 77.66% | 79.21% | 81.01% | 81.26% | 80.48% | 83.21% | +400 bps | |
| Liquid Assets / Assets | 1.30% | 1.94% | 2.52% | 1.39% | 1.07% | 2.57% | 2.65% | 0.39% | -100 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 281% | 288% | 285% | n/a | n/a | |
Fayetteville, AR · Cert 8728 · Peer group: banks over $10B in assets (n=142-144) · Arvest Bank Group Inc.
State charter, Fed member · FED · 225 branches
Q2 2026
Return on Assets
0.54%
Rank 137 of 144
Net Interest Margin
3.62%
Rank 43 of 144
Efficiency Ratio
81.59%
Rank 140 of 144
Equity / Assets
8.42%
Rank 125 of 144
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.54% | 1.00% | 1.26% | 1.54% | Beats 5% | 137 / 144 | ||
| Return on Equity | 6.47% | 8.98% | 11.34% | 14.40% | Beats 10% | 130 / 144 | ||
| Net Interest Margin | 3.62% | 2.82% | 3.31% | 3.68% | Beats 70% | 43 / 144 | ||
| Efficiency Ratio | 81.59% | 49.42% | 56.02% | 62.41% | Beats 3% | 140 / 144 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.86% | 0.48% | 0.73% | 1.07% | Beats 38% | 89 / 142 | ||
| Net Charge-Offs / Loans | 0.22% | 0.05% | 0.11% | 0.22% | Beats 25% | 108 / 142 | ||
| Capital | ||||||||
| Tier 1 Capital Ratio | 11.45% | 12.07% | 12.98% | 14.92% | Beats 9% | 131 / 144 | ||
| Total Risk-Based Capital Ratio | 12.48% | 13.39% | 14.14% | 16.25% | Beats 8% | 133 / 144 | ||
| Equity / Assets | 8.42% | 9.69% | 11.39% | 12.96% | Beats 13% | 125 / 144 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 83.21% | 75.72% | 84.92% | 91.56% | 44th pctl | 80 / 143 | ||
| Loans / Assets | 72.96% | 59.83% | 69.07% | 74.80% | 65th pctl | 51 / 144 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||