Las Vegas, NV · Charter 86756
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.82% | 0.74% | 0.32% | 0.35% | 0.36% | 0.38% | 0.47% | 0.44% | +9 bps | |
| Return on Equity | 6.34% | 6.07% | 2.65% | 2.96% | 2.94% | 3.15% | 3.75% | 3.48% | +52 bps | |
| Net Interest Margin | 3.59% | 3.30% | 2.98% | 3.03% | 3.20% | 3.13% | 3.08% | 3.22% | +18 bps | |
| Efficiency Ratio | 79.45% | 80.42% | 90.37% | 89.48% | 89.09% | 88.36% | 87.96% | 88.61% | -87 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -2.34% | 3.99% | 6.68% | 10.32% | 8.42% | 4.15% | -1.30% | -2.99% | -1,331 bps | |
| Loan Growth (YoY) | 3.96% | 4.81% | 3.97% | 4.45% | 3.75% | 3.28% | 5.49% | 7.35% | +290 bps | |
| Share Growth (YoY) | -5.01% | 3.61% | 6.13% | 10.04% | 8.97% | 3.22% | -2.36% | -3.91% | -1,395 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.13% | 0.07% | 0.13% | 0.09% | 0.09% | 0.15% | 0.18% | 0.12% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.91% | 12.16% | 11.87% | 11.76% | 12.34% | 12.05% | 12.44% | 12.54% | +78 bps | |
| Net Worth / Assets | 12.91% | 12.16% | 11.87% | 11.76% | 12.34% | 12.05% | 12.44% | 12.54% | +78 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 48.45% | 45.01% | 43.59% | 43.88% | 46.13% | 45.04% | 47.10% | 49.02% | +514 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |