Las Vegas, NV · Charter 86752
NCUA · 7 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.90% | 0.95% | 0.63% | 0.72% | 0.86% | 0.93% | 0.95% | 1.42% | +70 bps | |
| Return on Equity | 7.72% | 8.24% | 5.67% | 6.57% | 7.59% | 8.26% | 8.32% | 12.21% | +564 bps | |
| Net Interest Margin | 2.94% | 2.86% | 2.79% | 2.91% | 3.03% | 3.01% | 3.25% | 3.26% | +34 bps | |
| Efficiency Ratio | 70.23% | 69.54% | 76.37% | 71.48% | 69.10% | 67.06% | 70.22% | 61.84% | -963 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 21.74% | 21.77% | 23.24% | 18.84% | 12.09% | 10.95% | 6.44% | 6.09% | -1,275 bps | |
| Loan Growth (YoY) | 2.78% | 3.39% | 10.43% | 13.55% | 16.95% | 20.55% | 16.42% | 11.30% | -225 bps | |
| Share Growth (YoY) | 22.70% | 24.25% | 25.08% | 19.89% | 12.21% | 10.11% | 5.67% | 5.12% | -1,477 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.51% | 0.67% | 0.43% | 0.38% | 0.45% | 0.47% | 0.41% | 0.45% | +7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.68% | 11.55% | 11.03% | 10.99% | 11.32% | 11.32% | 11.37% | 11.63% | +64 bps | |
| Net Worth / Assets | 11.68% | 11.55% | 11.03% | 10.99% | 11.32% | 11.32% | 11.37% | 11.63% | +64 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.95% | 68.66% | 68.42% | 71.27% | 73.95% | 75.17% | 75.38% | 75.46% | +419 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |