Erie Police
Erie, PA · Charter 8626 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$2.5MAssets
$1.2MLoans
$1.9MShares
$663KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: return on equity trails 74% of credit unions under $1B in assets (rank 1252 of 1681).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.71%
Rank 866 of 1,683
Net Interest Margin
4.27%
Rank 453 of 1,683
Efficiency Ratio
81.48%
Rank 1,007 of 1,682
Equity / Assets
26.22%
Rank 85 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 49% | 866 / 1,683 | |
| Return on Equity | 2.71% | 2.67% | 5.89% | 8.74% | Beats 26% | 1,252 / 1,681 | |
| Net Interest Margin | 4.27% | 3.31% | 3.82% | 4.32% | Beats 73% | 453 / 1,683 | |
| Efficiency Ratio | 81.48% | 68.91% | 78.20% | 86.93% | Beats 40% | 1,007 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 26.22% | 10.44% | 12.89% | 16.53% | Beats 95% | 85 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 26.22% | 10.44% | 12.89% | 16.53% | Beats 95% | 85 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 65.79% | 52.61% | 69.38% | 83.50% | 43rd pctl | 956 / 1,683 | |
| Loans / Assets | 48.36% | 44.71% | 59.18% | 70.72% | 31st pctl | 1,163 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |