Erie Firefighters
Erie, PA · Charter 8625 · Peer group: credit unions under $1B in assets in PA (n=72)
NCUA · 1 branch
Q2 2026
$10.0MAssets
$2.5MLoans
$8.6MShares
$1.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 71% of credit unions under $1B in assets in PA (rank 22 of 72).
- Widest gap: return on equity trails 62% of credit unions under $1B in assets in PA (rank 45 of 72).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.88%
Rank 42 of 72
Net Interest Margin
3.43%
Rank 41 of 72
Efficiency Ratio
76.09%
Rank 40 of 72
Equity / Assets
13.93%
Rank 28 of 72
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.59% | 1.06% | 1.40% | Beats 42% | 42 / 72 | |
| Return on Equity | 6.29% | 5.27% | 7.11% | 9.91% | Beats 38% | 45 / 72 | |
| Net Interest Margin | 3.43% | 3.09% | 3.57% | 4.10% | Beats 43% | 41 / 72 | |
| Efficiency Ratio | 76.09% | 64.37% | 73.67% | 81.63% | Beats 46% | 40 / 72 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.32% | 0.20% | 0.58% | 1.09% | Beats 71% | 22 / 72 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.93% | 10.74% | 12.96% | 16.84% | Beats 61% | 28 / 72 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.93% | 10.74% | 12.96% | 16.84% | Beats 61% | 28 / 72 | |
| Liquidity & Funding |
| Loans / Deposits | 29.17% | 34.39% | 52.54% | 65.98% | 11th pctl | 64 / 72 | |
| Loans / Assets | 24.90% | 30.23% | 45.37% | 57.67% | 14th pctl | 62 / 72 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |