Maries County Bank, The
Vienna, MO · Cert 8576 · Peer group: banks under $1B in assets in MO (n=82-83) · Maries County Bcorp Inc.
State charter, non-member · FDIC · 12 branches
Q2 2026
$600.5MAssets
$382.1MLoans
$518.5MDeposits
$79.4MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 73% of banks under $1B in assets in MO (rank 22 of 83).
- Widest gap: net charge-offs / loans trails 90% of banks under $1B in assets in MO (rank 75 of 82).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.06%
Rank 58 of 83
Net Interest Margin
3.85%
Rank 42 of 83
Efficiency Ratio
68.13%
Rank 62 of 83
Equity / Assets
13.23%
Rank 23 of 83
Non-interest income vs. expense
Unfavorable gap of $14.8M · efficiency ratio beats 27% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.06% | 0.96% | 1.32% | 1.75% | Beats 30% | 58 / 83 | |
| Return on Equity | 7.99% | 9.66% | 12.96% | 15.76% | Beats 19% | 67 / 83 | |
| Net Interest Margin | 3.85% | 3.35% | 3.85% | 4.16% | Beats 49% | 42 / 83 | |
| Efficiency Ratio | 68.13% | 49.83% | 58.83% | 68.51% | Beats 27% | 62 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.08% | 0.51% | 1.01% | Beats 72% | 24 / 82 | |
| Net Charge-Offs / Loans | 0.13% | 0.00% | 0.01% | 0.06% | Beats 10% | 75 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 14.83% | 11.01% | 12.49% | 14.98% | Beats 73% | 22 / 83 | |
| Total Risk-Based Capital Ratio | 14.83% | 11.13% | 13.01% | 15.10% | Beats 71% | 24 / 83 | |
| Equity / Assets | 13.23% | 8.83% | 10.71% | 13.29% | Beats 72% | 23 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 73.68% | 69.28% | 83.22% | 91.21% | 32nd pctl | 56 / 82 | |
| Loans / Assets | 63.62% | 59.34% | 71.15% | 78.36% | 31st pctl | 57 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |