Jackson Area
Jackson, MS · Charter 8445 · Peer group: credit unions under $1B in assets (n=1,682-1,683)
NCUA · 3 branches
Q2 2026
$60.9MAssets
$42.1MLoans
$136.2MShares
$-88480KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 22% of credit unions under $1B in assets (rank 1320 of 1683).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1683 of 1683).
- Overall: at or above the peer median on 0 of 6 directional measures.
Return on Assets
-338%
Rank 1,683 of 1,683
Net Interest Margin
3.23%
Rank 1,320 of 1,683
Efficiency Ratio
4798%
Rank 1,682 of 1,682
Equity / Assets
-145.36%
Rank 1,683 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -338% | 0.35% | 0.74% | 1.18% | Beats 0% | 1,683 / 1,683 | |
| Return on Equity | n/a | Not reported for this institution |
| Net Interest Margin | 3.23% | 3.31% | 3.82% | 4.32% | Beats 22% | 1,320 / 1,683 | |
| Efficiency Ratio | 4798% | 68.91% | 78.20% | 86.93% | Beats 0% | 1,682 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.49% | 0.26% | 0.65% | 1.29% | Beats 22% | 1,319 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | -145.36% | 10.44% | 12.89% | 16.53% | Beats 0% | 1,683 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | -145.36% | 10.44% | 12.89% | 16.53% | Beats 0% | 1,683 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 30.91% | 52.61% | 69.38% | 83.50% | 5th pctl | 1,591 / 1,683 | |
| Loans / Assets | 69.19% | 44.71% | 59.18% | 70.72% | 72nd pctl | 474 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |