Interra
Goshen, IN · Charter 82794 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 16 branches
Q2 2026
$2.1BAssets
$1.8BLoans
$1.7BShares
$189.0MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 97% of credit unions $1B-$10B in assets (rank 14 of 435).
- Widest gap: equity / assets trails 87% of credit unions $1B-$10B in assets (rank 378 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.80%
Rank 219 of 435
Net Interest Margin
3.32%
Rank 237 of 435
Efficiency Ratio
78.78%
Rank 346 of 435
Equity / Assets
9.13%
Rank 378 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.80% | 0.55% | 0.81% | 1.14% | Beats 50% | 219 / 435 | | |
| Return on Equity | 8.81% | 5.12% | 7.41% | 9.70% | Beats 67% | 145 / 435 | | |
| Net Interest Margin | 3.32% | 3.01% | 3.39% | 3.75% | Beats 46% | 237 / 435 | | |
| Efficiency Ratio | 78.78% | 65.25% | 71.39% | 77.86% | Beats 21% | 346 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.45% | 0.69% | 1.05% | Beats 97% | 14 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.13% | 9.81% | 10.84% | 12.63% | Beats 13% | 378 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.13% | 9.81% | 10.84% | 12.63% | Beats 13% | 378 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 105.16% | 78.33% | 88.38% | 95.61% | 94th pctl | 25 / 435 | | |
| Loans / Assets | 85.41% | 67.69% | 74.58% | 80.80% | 91st pctl | 39 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |