Seattle, WA · Charter 8275
Q2 1996
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 1994 | Q4 1994 | Q1 1995 | Q2 1995 | Q3 1995 | Q4 1995 | Q1 1996 | Q2 1996 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.04% | 4.15% | 4.13% | 4.28% | 4.34% | 4.36% | 4.73% | 4.66% | +38 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | 3.29% | 1.38% | -0.75% | 2.08% | 0.33% | 1.30% | -8 bps | |
| Loan Growth (YoY) | n/a | n/a | 15.90% | 5.30% | 4.63% | 5.93% | 1.92% | 3.89% | -142 bps | |
| Share Growth (YoY) | n/a | n/a | 0.55% | 1.00% | -0.12% | 1.00% | 3.59% | 1.31% | +32 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.33% | 0.46% | 0.60% | 0.55% | 0.79% | 0.90% | 1.09% | 1.44% | +90 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.31% | 0.32% | 0.30% | 0.28% | 0.27% | 0.30% | 0.32% | 0.27% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 96.26% | 97.86% | 98.84% | 99.00% | 100.83% | 102.64% | 97.25% | 101.52% | +252 bps | |
| Liquid Assets / Assets | 3.77% | 5.36% | 2.81% | 2.82% | 2.72% | 2.80% | 2.99% | 3.39% | +57 bps | |