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Idaho Falls, ID · Charter 82547 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$62.9MAssets
$41.7MLoans
$50.0MShares
$13.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions under $1B in assets (rank 20 of 1682).
- Widest gap: nonperforming loans / loans trails 67% of credit unions under $1B in assets (rank 1132 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
2.50%
Rank 28 of 1,683
Net Interest Margin
4.97%
Rank 150 of 1,683
Efficiency Ratio
40.78%
Rank 20 of 1,682
Equity / Assets
20.74%
Rank 199 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.50% | 0.35% | 0.74% | 1.18% | Beats 98% | 28 / 1,683 | |
| Return on Equity | 12.06% | 2.67% | 5.89% | 8.74% | Beats 92% | 139 / 1,681 | |
| Net Interest Margin | 4.97% | 3.31% | 3.82% | 4.32% | Beats 91% | 150 / 1,683 | |
| Efficiency Ratio | 40.78% | 68.91% | 78.20% | 86.93% | Beats 99% | 20 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.26% | 0.65% | 1.29% | Beats 33% | 1,132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.74% | 10.44% | 12.89% | 16.53% | Beats 88% | 199 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.74% | 10.44% | 12.89% | 16.53% | Beats 88% | 199 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 83.34% | 52.61% | 69.38% | 83.50% | 75th pctl | 427 / 1,683 | |
| Loans / Assets | 66.19% | 44.71% | 59.18% | 70.72% | 65th pctl | 588 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |