Rupert, ID · Charter 82528
Q2 1997
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 1994 | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|
| Earnings | |||||||||
| Return on Assets | 6.35% | 6.36% | 6.95% | 6.78% | 7.27% | 7.56% | 7.22% | +27 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | |||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | n/a | -3.89% | -3.20% | 6.24% | n/a | |
| Loan Growth (YoY) | n/a | n/a | n/a | n/a | 7.30% | 10.07% | 7.88% | n/a | |
| Share Growth (YoY) | n/a | n/a | n/a | n/a | -10.73% | -7.31% | -0.88% | n/a | |
| Asset Quality | |||||||||
| Delinquent Loans / Loans | 1.59% | 1.21% | 1.99% | 1.67% | 1.54% | 0.34% | 0.95% | -103 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.64% | 3.34% | 2.92% | 3.83% | 5.00% | 3.44% | 3.49% | +58 bps | |
| Capital | |||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | |||||||||
| Loans / Shares | 74.83% | 73.49% | 89.15% | 97.48% | 89.94% | 87.27% | 97.03% | +788 bps | |
| Liquid Assets / Assets | 30.86% | 35.79% | 24.76% | 20.23% | 25.43% | 28.05% | 22.45% | -231 bps | |