Burley, ID · Charter 82527
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
70
Asset Quality
11
Profitability
19
Liquidity
18
Efficiency
18
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Burley, ID · Charter 82527
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.22% | 0.16% | 0.15% | 0.14% | 0.17% | -5 bps | |
| Return on Equity | 1.29% | 0.99% | 0.87% | 0.86% | 1.10% | -19 bps | |
| Net Interest Margin | 4.26% | 4.05% | 4.06% | 3.82% | 3.41% | -85 bps | |
| Efficiency Ratio | 85.64% | 83.81% | 84.88% | 96.27% | 95.03% | +939 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -6.78% | 1.30% | 3.81% | 3.57% | 12.36% | +1,914 bps | |
| Loan Growth (YoY) | -15.30% | -14.02% | -13.62% | -11.68% | 8.80% | +2,410 bps | |
| Share Growth (YoY) | -8.70% | 1.18% | 4.42% | 4.20% | 14.89% | +2,360 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 7.26% | 6.98% | 2.58% | 2.77% | 2.42% | -484 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 8.20% | 7.51% | 8.16% | 8.98% | 7.91% | -29 bps | |
| Capital | |||||||
| Risk-Based Capital | 17.22% | 16.44% | 16.69% | 16.61% | 15.43% | -179 bps | |
| Net Worth / Assets | 17.22% | 16.44% | 16.69% | 16.61% | 15.43% | -179 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 92.74% | 98.61% | 93.78% | 84.38% | 87.83% | -492 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Burley, ID · Charter 82527 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
0.00%
Rank 1,478 of 1,683
Net Interest Margin
3.48%
Rank 1,134 of 1,683
Efficiency Ratio
90.00%
Rank 1,380 of 1,682
Equity / Assets
15.51%
Rank 500 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.00% | 0.35% | 0.74% | 1.18% | Beats 12% | 1,478 / 1,683 | |
| Return on Equity | 0.00% | 2.67% | 5.89% | 8.74% | Beats 12% | 1,478 / 1,681 | |
| Net Interest Margin | 3.48% | 3.31% | 3.82% | 4.32% | Beats 33% | 1,134 / 1,683 | |
| Efficiency Ratio | 90.00% | 68.91% | 78.20% | 86.93% | Beats 18% | 1,380 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 2.35% | 0.26% | 0.65% | 1.29% | Beats 11% | 1,498 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 15.51% | 10.44% | 12.89% | 16.53% | Beats 70% | 500 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 15.51% | 10.44% | 12.89% | 16.53% | Beats 70% | 500 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 87.99% | 52.61% | 69.38% | 83.50% | 83rd pctl | 284 / 1,683 | |
| Loans / Assets | 74.04% | 44.71% | 59.18% | 70.72% | 82nd pctl | 310 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||