Burbank, CA · Charter 8230
NCUA · 2 branches
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.82% | -1.08% | -0.93% | -0.84% | -0.85% | -0.89% | -0.76% | -0.97% | -13 bps | |
| Return on Equity | -8.67% | -11.72% | -10.59% | -9.91% | -10.17% | -10.78% | -9.35% | -12.03% | -212 bps | |
| Net Interest Margin | 1.80% | 1.83% | 1.89% | 1.93% | 1.99% | 2.04% | 2.28% | 2.25% | +32 bps | |
| Efficiency Ratio | 118.30% | 121.71% | 120.54% | 118.03% | 117.19% | 117.15% | 114.74% | 120.53% | +250 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.97% | -7.98% | -5.69% | -2.75% | 0.00% | 0.95% | -1.57% | -6.21% | -346 bps | |
| Loan Growth (YoY) | -3.74% | -2.99% | -0.02% | 5.43% | 0.99% | -1.03% | -2.01% | -6.18% | -1,161 bps | |
| Share Growth (YoY) | -12.88% | -6.68% | -3.37% | 1.42% | -1.45% | 0.51% | -4.66% | -7.14% | -856 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.46% | 0.15% | 0.32% | 0.28% | 0.28% | 0.25% | 0.34% | 0.32% | +4 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.43% | 9.22% | 8.83% | 8.45% | 8.35% | 8.24% | 8.12% | 8.05% | -40 bps | |
| Net Worth / Assets | 9.43% | 9.22% | 8.83% | 8.45% | 8.35% | 8.24% | 8.12% | 8.05% | -40 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 99.84% | 103.19% | 99.09% | 103.50% | 102.32% | 101.61% | 101.85% | 104.57% | +106 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |