Soarion
San Antonio, TX · Charter 8169 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 8 branches
Q2 2026
$555.6MAssets
$426.7MLoans
$487.8MShares
$38.0MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 99% of credit unions under $1B in assets in TX (rank 2 of 235).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in TX (rank 234 of 235).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
1.29%
Rank 47 of 235
Net Interest Margin
3.81%
Rank 127 of 235
Efficiency Ratio
86.72%
Rank 153 of 235
Equity / Assets
6.83%
Rank 234 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.29% | 0.17% | 0.57% | 1.10% | Beats 80% | 47 / 235 | |
| Return on Equity | 18.93% | 1.03% | 4.30% | 7.58% | Beats 99% | 2 / 235 | |
| Net Interest Margin | 3.81% | 3.32% | 3.89% | 4.35% | Beats 46% | 127 / 235 | |
| Efficiency Ratio | 86.72% | 70.60% | 82.00% | 91.57% | Beats 35% | 153 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.01% | 0.20% | 0.59% | 1.14% | Beats 29% | 167 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 6.83% | 11.30% | 14.41% | 19.49% | Beats 0% | 234 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 6.83% | 11.30% | 14.41% | 19.49% | Beats 0% | 234 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 87.46% | 54.18% | 67.38% | 81.66% | 83rd pctl | 41 / 235 | |
| Loans / Assets | 76.80% | 43.80% | 56.63% | 68.64% | 90th pctl | 24 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |