Membersalliance
Loves Park, IL · Charter 81402 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 5 branches
Q2 2026
$303.6MAssets
$211.1MLoans
$271.9MShares
$28.5MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 62% of credit unions under $1B in assets in IL (rank 19 of 50).
- Widest gap: equity / assets trails 88% of credit unions under $1B in assets in IL (rank 44 of 50).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.82%
Rank 31 of 50
Net Interest Margin
3.91%
Rank 22 of 50
Efficiency Ratio
78.16%
Rank 31 of 50
Equity / Assets
9.38%
Rank 44 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.82% | 0.49% | 0.97% | 1.35% | Beats 38% | 31 / 50 | | |
| Return on Equity | 8.71% | 3.76% | 7.55% | 10.28% | Beats 62% | 19 / 50 | | |
| Net Interest Margin | 3.91% | 3.15% | 3.72% | 4.20% | Beats 56% | 22 / 50 | | |
| Efficiency Ratio | 78.16% | 67.18% | 75.90% | 80.66% | Beats 40% | 31 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.45% | 0.14% | 0.47% | 0.87% | Beats 54% | 24 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.38% | 10.68% | 13.50% | 16.38% | Beats 12% | 44 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.38% | 10.68% | 13.50% | 16.38% | Beats 12% | 44 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.65% | 55.23% | 70.87% | 80.60% | 66th pctl | 17 / 50 | | |
| Loans / Assets | 69.55% | 43.53% | 60.64% | 68.47% | 78th pctl | 11 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |