Colfax Banking Company
Colfax, LA · Cert 8140 · Peer group: banks under $1B in assets (n=581-629) · Community Bancshares Co.
State charter, non-member · FDIC · 5 branches
Q2 2026
$152.3MAssets
$68.7MLoans
$138.1MDeposits
$13.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of banks under $1B in assets (rank 109 of 581).
- Widest gap: total risk-based capital ratio trails 80% of banks under $1B in assets (rank 506 of 629).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.66%
Rank 456 of 629
Net Interest Margin
3.45%
Rank 340 of 629
Efficiency Ratio
78.14%
Rank 460 of 629
Equity / Assets
8.98%
Rank 484 of 629
Non-interest income vs. expense
Unfavorable gap of $4.0M · efficiency ratio beats 27% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.66% | 0.60% | 1.01% | 1.45% | Beats 28% | 456 / 629 | | |
| Return on Equity | 7.32% | 5.38% | 9.30% | 13.28% | Beats 34% | 412 / 629 | | |
| Net Interest Margin | 3.45% | 3.03% | 3.54% | 4.05% | Beats 46% | 340 / 629 | | |
| Efficiency Ratio | 78.14% | 58.35% | 67.79% | 79.08% | Beats 27% | 460 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.09% | 0.46% | 1.20% | Beats 81% | 109 / 581 | | |
| Net Charge-Offs / Loans | 0.01% | n/a | 0.01% | 0.06% | Beats 53% | 274 / 581 | | |
| Capital |
| Tier 1 Capital Ratio | 11.05% | 11.24% | 13.84% | 18.77% | Beats 23% | 482 / 629 | | |
| Total Risk-Based Capital Ratio | 11.05% | 11.58% | 14.43% | 19.66% | Beats 20% | 506 / 629 | | |
| Equity / Assets | 8.98% | 9.09% | 10.65% | 13.80% | Beats 23% | 484 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 49.77% | 67.24% | 80.90% | 93.48% | 10th pctl | 533 / 594 | | |
| Loans / Assets | 45.13% | 53.31% | 67.71% | 78.15% | 17th pctl | 524 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |