Safeway
Spokane, WA · Charter 8132 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$77.0MAssets
$36.2MLoans
$61.4MShares
$15.4MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 87% of credit unions under $1B in assets (rank 224 of 1683).
- Widest gap: net interest margin trails 97% of credit unions under $1B in assets (rank 1636 of 1683).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.11%
Rank 1,511 of 1,683
Net Interest Margin
2.35%
Rank 1,636 of 1,683
Efficiency Ratio
98.66%
Rank 1,544 of 1,682
Equity / Assets
20.02%
Rank 224 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.11% | 0.35% | 0.74% | 1.18% | Beats 10% | 1,511 / 1,683 | | |
| Return on Equity | -0.53% | 2.67% | 5.89% | 8.74% | Beats 10% | 1,507 / 1,681 | | |
| Net Interest Margin | 2.35% | 3.31% | 3.82% | 4.32% | Beats 3% | 1,636 / 1,683 | | |
| Efficiency Ratio | 98.66% | 68.91% | 78.20% | 86.93% | Beats 8% | 1,544 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.35% | 0.26% | 0.65% | 1.29% | Beats 11% | 1,497 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.02% | 10.44% | 12.89% | 16.53% | Beats 87% | 224 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.02% | 10.44% | 12.89% | 16.53% | Beats 87% | 224 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.03% | 52.61% | 69.38% | 83.50% | 33rd pctl | 1,121 / 1,683 | | |
| Loans / Assets | 47.05% | 44.71% | 59.18% | 70.72% | 29th pctl | 1,197 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |