New Century Bank
Belleville, KS · Cert 8108 · Peer group: banks under $1B in assets in KS (n=98) · Republic Bcorp Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
$88.9MAssets
$78.5MLoans
$71.6MDeposits
$11.4MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in KS (rank 36 of 98).
- Widest gap: nonperforming loans / loans trails 71% of banks under $1B in assets in KS (rank 71 of 98).
- Overall: at or above the peer median on 8 of 9 directional measures.
Return on Assets
1.72%
Rank 13 of 98
Net Interest Margin
6.19%
Rank 1 of 98
Efficiency Ratio
58.88%
Rank 50 of 98
Equity / Assets
12.85%
Rank 31 of 98
Non-interest income vs. expense
Unfavorable gap of $2.9M · efficiency ratio beats 50% of banks under $1B in assets in KS | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.72% | 1.03% | 1.24% | 1.54% | Beats 87% | 13 / 98 | |
| Return on Equity | 13.38% | 8.85% | 11.58% | 14.73% | Beats 67% | 32 / 98 | |
| Net Interest Margin | 6.19% | 3.24% | 3.62% | 3.91% | Beats 99% | 1 / 98 | |
| Efficiency Ratio | 58.88% | 51.87% | 58.88% | 64.74% | Beats 50% | 50 / 98 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.87% | 0.01% | 0.33% | 1.05% | Beats 29% | 71 / 98 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 36 / 98 | |
| Capital |
| Tier 1 Capital Ratio | 14.89% | 11.81% | 13.71% | 17.33% | Beats 61% | 38 / 98 | |
| Total Risk-Based Capital Ratio | 16.14% | 11.81% | 14.13% | 17.45% | Beats 63% | 36 / 98 | |
| Equity / Assets | 12.85% | 8.60% | 11.34% | 13.10% | Beats 68% | 31 / 98 | |
| Liquidity & Funding |
| Loans / Deposits | 109.71% | 57.09% | 69.84% | 82.47% | 98th pctl | 2 / 98 | |
| Loans / Assets | 88.26% | 49.34% | 58.31% | 68.94% | 99th pctl | 1 / 98 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |