Latitude 32
Charleston, SC · Charter 8059 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$69.5MAssets
$46.7MLoans
$58.8MShares
$10.3MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 81% of credit unions under $1B in assets (rank 320 of 1683).
- Widest gap: equity / assets trails 34% of credit unions under $1B in assets (rank 568 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.34%
Rank 320 of 1,683
Net Interest Margin
4.47%
Rank 343 of 1,683
Efficiency Ratio
72.30%
Rank 549 of 1,682
Equity / Assets
14.83%
Rank 568 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.34% | 0.35% | 0.74% | 1.18% | Beats 81% | 320 / 1,683 | | |
| Return on Equity | 9.06% | 2.67% | 5.89% | 8.74% | Beats 77% | 387 / 1,681 | | |
| Net Interest Margin | 4.47% | 3.31% | 3.82% | 4.32% | Beats 80% | 343 / 1,683 | | |
| Efficiency Ratio | 72.30% | 68.91% | 78.20% | 86.93% | Beats 67% | 549 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.39% | 0.26% | 0.65% | 1.29% | Beats 67% | 560 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.83% | 10.44% | 12.89% | 16.53% | Beats 66% | 568 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.83% | 10.44% | 12.89% | 16.53% | Beats 66% | 568 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 79.30% | 52.61% | 69.38% | 83.50% | 68th pctl | 537 / 1,683 | | |
| Loans / Assets | 67.13% | 44.71% | 59.18% | 70.72% | 67th pctl | 556 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |