Wesbanco Bank, Inc.
Wheeling, WV · Cert 803 · Peer group: banks over $10B in assets (n=142-144) · Wesbanco Inc.
State charter, non-member · FDIC · 217 branches
Q2 2026
$27.7BAssets
$19.5BLoans
$21.8BDeposits
$4.2BEquity
Executive Summary
- Strongest standing: equity / assets outperforms 93% of banks over $10B in assets (rank 10 of 144).
- Widest gap: total risk-based capital ratio trails 77% of banks over $10B in assets (rank 111 of 144).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.38%
Rank 54 of 144
Net Interest Margin
3.44%
Rank 63 of 144
Efficiency Ratio
52.86%
Rank 51 of 144
Equity / Assets
15.20%
Rank 10 of 144
Non-interest income vs. expense
Unfavorable gap of $389.8M · efficiency ratio beats 65% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.38% | 1.00% | 1.26% | 1.54% | Beats 63% | 54 / 144 | |
| Return on Equity | 9.10% | 8.98% | 11.34% | 14.40% | Beats 28% | 104 / 144 | |
| Net Interest Margin | 3.44% | 2.82% | 3.31% | 3.68% | Beats 56% | 63 / 144 | |
| Efficiency Ratio | 52.86% | 49.42% | 56.02% | 62.41% | Beats 65% | 51 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.86% | 0.48% | 0.73% | 1.07% | Beats 39% | 87 / 142 | |
| Net Charge-Offs / Loans | 0.07% | 0.05% | 0.11% | 0.22% | Beats 65% | 51 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.24% | 12.07% | 12.98% | 14.92% | Beats 31% | 100 / 144 | |
| Total Risk-Based Capital Ratio | 13.28% | 13.39% | 14.14% | 16.25% | Beats 23% | 111 / 144 | |
| Equity / Assets | 15.20% | 9.69% | 11.39% | 12.96% | Beats 93% | 10 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 89.73% | 75.72% | 84.92% | 91.56% | 69th pctl | 45 / 143 | |
| Loans / Assets | 70.42% | 59.83% | 69.07% | 74.80% | 55th pctl | 65 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |