Shreveport, LA · Charter 8006
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.62% | 0.84% | 0.03% | 0.14% | 0.03% | 0.20% | 0.56% | 0.32% | +18 bps | |
| Return on Equity | 4.45% | 2.33% | 0.10% | 0.40% | 0.07% | 0.53% | 1.52% | 0.86% | +46 bps | |
| Net Interest Margin | 4.78% | 4.86% | 4.63% | 4.73% | 4.89% | 4.96% | 4.54% | 4.70% | -3 bps | |
| Efficiency Ratio | 64.06% | 78.79% | 81.07% | 81.88% | 82.07% | 82.75% | 76.16% | 74.09% | -779 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -17.86% | -5.83% | -5.87% | 0.62% | -1.43% | -2.77% | -3.12% | -6.40% | -702 bps | |
| Loan Growth (YoY) | -10.20% | -12.87% | -12.83% | -7.98% | -5.77% | 2.67% | -1.64% | -11.26% | -328 bps | |
| Share Growth (YoY) | -26.96% | -9.93% | -9.43% | 0.72% | -1.67% | -4.64% | -5.34% | -10.25% | -1,097 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.69% | 1.19% | 1.91% | 2.76% | 1.91% | 1.74% | 2.63% | 3.42% | +66 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 36.42% | 36.18% | 35.39% | 34.88% | 36.58% | 37.41% | 36.85% | 37.55% | +267 bps | |
| Net Worth / Assets | 36.42% | 36.18% | 35.39% | 34.88% | 36.58% | 37.41% | 36.85% | 37.55% | +267 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 77.28% | 72.95% | 69.14% | 68.77% | 74.05% | 78.54% | 71.84% | 68.00% | -77 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |