MVP Postal and Printing
Gaithersburg, MD · Charter 8001 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.7MAssets
$1.1MLoans
$3.3MShares
$350KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 89% of credit unions under $1B in assets (rank 184 of 1683).
- Widest gap: efficiency ratio trails 97% of credit unions under $1B in assets (rank 1639 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.98%
Rank 1,616 of 1,683
Net Interest Margin
4.85%
Rank 184 of 1,683
Efficiency Ratio
120.00%
Rank 1,639 of 1,682
Equity / Assets
9.54%
Rank 1,420 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.98% | 0.35% | 0.74% | 1.18% | Beats 4% | 1,616 / 1,683 | | |
| Return on Equity | -10.29% | 2.67% | 5.89% | 8.74% | Beats 3% | 1,624 / 1,681 | | |
| Net Interest Margin | 4.85% | 3.31% | 3.82% | 4.32% | Beats 89% | 184 / 1,683 | | |
| Efficiency Ratio | 120.00% | 68.91% | 78.20% | 86.93% | Beats 3% | 1,639 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.93% | 0.26% | 0.65% | 1.29% | Beats 5% | 1,599 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.54% | 10.44% | 12.89% | 16.53% | Beats 16% | 1,420 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.54% | 10.44% | 12.89% | 16.53% | Beats 16% | 1,420 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 32.22% | 52.61% | 69.38% | 83.50% | 6th pctl | 1,582 / 1,683 | | |
| Loans / Assets | 29.14% | 44.71% | 59.18% | 70.72% | 7th pctl | 1,565 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |