Huntington West VA Firemens
Huntington, WV · Charter 795 · Peer group: credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (n=16)
NCUA · 1 branch
Q2 2026
$6.1MAssets
$3.2MLoans
$5.3MShares
$739KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 75% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 5 of 16).
- Widest gap: nonperforming loans / loans trails 75% of credit unions under $1B in assets in the Huntington-Ashland, WV-KY-OH area (rank 13 of 16).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.89%
Rank 5 of 16
Net Interest Margin
3.34%
Rank 10 of 16
Efficiency Ratio
73.53%
Rank 5 of 16
Equity / Assets
12.11%
Rank 11 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.89% | 0.26% | 0.64% | 1.04% | Beats 69% | 5 / 16 | |
| Return on Equity | 7.31% | 2.11% | 6.23% | 8.05% | Beats 63% | 6 / 16 | |
| Net Interest Margin | 3.34% | 3.27% | 3.61% | 4.55% | Beats 38% | 10 / 16 | |
| Efficiency Ratio | 73.53% | 73.53% | 78.18% | 86.56% | Beats 75% | 5 / 16 | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.44% | 0.76% | 1.98% | 4.44% | Beats 25% | 13 / 16 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.11% | 11.13% | 12.88% | 16.82% | Beats 31% | 11 / 16 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.11% | 11.13% | 12.88% | 16.82% | Beats 31% | 11 / 16 | |
| Liquidity & Funding |
| Loans / Deposits | 60.92% | 50.42% | 58.02% | 68.47% | 63rd pctl | 6 / 16 | |
| Loans / Assets | 53.21% | 44.10% | 51.06% | 58.46% | 63rd pctl | 6 / 16 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |