PackageTrendsPeer
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Columbia Community

Vancouver, WA · Charter 7942

Q2 1995

$179.4MAssets
$116.8MLoans
$157.6MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 4.51%, up 50 bps year over year.
  • Asset quality: problem loans at 0.55% of loans (+24 bps YoY).
  • Funding: loans stand at 74.12% of shares as of Q2 1995.

Return on Assets (quarter, annualized)

4.51%+50 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ1 1994Q2 1994Q3 1994Q4 1994Q1 1995Q2 1995YoY ΔTrend
Earnings
Return on Assets3.85%4.01%4.14%3.93%4.60%4.51%+50 bps
Return on Equityn/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a7.22%14.55%n/a
Loan Growth (YoY)n/an/an/an/a23.29%21.00%n/a
Share Growth (YoY)n/an/an/an/a7.33%15.68%n/a
Asset Quality
Delinquent Loans / Loans0.25%0.31%0.37%0.44%0.46%0.55%+24 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/a
Allowance / Loans0.69%0.67%0.65%0.63%0.64%0.67%0 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares67.14%70.85%73.24%75.24%77.12%74.12%+326 bps
Liquid Assets / Assets29.52%28.43%26.58%22.99%21.00%22.77%-565 bps