Great Erie
Orchard Park, NY · Charter 7925 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 4 branches
Q2 2026
$149.6MAssets
$92.5MLoans
$130.9MShares
$18.6MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 78% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 13 of 60).
- Widest gap: equity / assets trails 53% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 32 of 60).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.28%
Rank 17 of 60
Net Interest Margin
3.57%
Rank 32 of 60
Efficiency Ratio
71.22%
Rank 22 of 60
Equity / Assets
12.43%
Rank 32 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.28% | 0.35% | 0.84% | 1.37% | Beats 72% | 17 / 60 | |
| Return on Equity | 10.26% | 2.76% | 6.36% | 10.04% | Beats 78% | 13 / 60 | |
| Net Interest Margin | 3.57% | 3.02% | 3.63% | 4.05% | Beats 47% | 32 / 60 | |
| Efficiency Ratio | 71.22% | 67.68% | 77.48% | 89.33% | Beats 65% | 22 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.47% | 0.32% | 0.64% | 1.44% | Beats 60% | 25 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.43% | 10.72% | 13.16% | 17.68% | Beats 47% | 32 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.43% | 10.72% | 13.16% | 17.68% | Beats 47% | 32 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 70.71% | 43.79% | 55.03% | 72.55% | 73rd pctl | 16 / 60 | |
| Loans / Assets | 61.85% | 36.50% | 47.22% | 58.67% | 80th pctl | 12 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |