PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Lou Podell

Howard Beach, NY · Charter 7896

Q2 1996

$141KAssets
$17KLoans
$119KShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 1.98%, up 115 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 14.63% of shares as of Q2 1996.

Return on Assets (quarter, annualized)

1.98%+115 bps YoY

Net Interest Margin (quarter, annualized)

n/a
n/a

Efficiency Ratio (quarter, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets0.83%1.44%3.68%3.46%1.98%+115 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-15.36%n/an/a
Loan Growth (YoY)n/an/an/an/a-56.27%n/an/a
Share Growth (YoY)n/an/an/an/a-18.18%n/an/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.38%1.98%1.42%1.88%0.00%-138 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares27.37%19.74%31.37%23.19%14.63%-1,274 bps
Liquid Assets / Assets50.76%51.31%65.58%61.88%75.96%+2,520 bps