PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Marquette Community

Marquette, MI · Charter 7873

NCUA · 2 branches

Q2 2026

$117.0MAssets
$58.4MLoans
$98.1MShares
$17.4MNet Worth

Executive Summary

  • Earnings: ROA of 2.11%, up 1 bps year over year; NIM at 4.07%.
  • Asset quality: problem loans at 0.85% of loans (-17 bps YoY).
  • Capital: net worth / assets of 14.92%, up 148 bps from a year ago.
  • Funding: loans stand at 59.49% of shares as of Q2 2026.

Return on Assets (quarter, annualized)

2.11%+1 bps YoY

Net Interest Margin (quarter, annualized)

4.07%-2 bps YoY

Efficiency Ratio (quarter, annualized)

55.18%+48 bps YoY

Net Worth / Assets

14.92%+148 bps YoY

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets2.02%2.00%2.05%2.10%2.23%2.07%2.14%2.11%+1 bps
Return on Equity16.37%15.38%15.73%15.62%15.63%14.41%14.77%14.14%-148 bps
Net Interest Margin4.05%4.14%4.05%4.09%4.20%4.13%3.96%4.07%-2 bps
Efficiency Ratio54.67%56.13%53.51%54.69%53.21%55.75%54.60%55.18%+48 bps
Growth
Asset Growth (YoY)-5.46%-5.65%-2.59%0.29%1.70%5.91%4.96%4.43%+415 bps
Loan Growth (YoY)23.66%10.56%3.67%-0.48%-0.74%-0.51%-0.31%6.61%+709 bps
Share Growth (YoY)-7.94%-8.33%-4.68%-2.04%-0.82%4.13%2.66%3.09%+513 bps
Asset Quality
Delinquent Loans / Loans0.72%0.68%0.74%1.03%0.83%0.61%0.72%0.85%-17 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital12.33%13.00%13.04%13.44%14.23%14.34%14.48%14.92%+148 bps
Net Worth / Assets12.33%13.00%13.04%13.44%14.23%14.34%14.48%14.92%+148 bps
Liquidity & Funding
Loans / Shares60.80%60.58%57.69%57.53%60.84%57.87%56.03%59.49%+196 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps